Have you ever bought something , (like a cloth for example) on your way home, and felt very happy with yourself. On getting home, you ask yourself, "why did I even buy this dress? ", "its not really that fine"... "Tch I have just wasted money ".
If you can relate with that or it has happened to you one way or another then you need to start saving, so you don't keep spending money on unnecessary things.
Everyone needs money for one thing or the other. Its either to eat, look good, go out, live large, take responsibility, often times its because of all. Now, from experience, I've come to understand that to save up for something requires extreme patience, nothing good comes easy you know. Little savings can add up too especially when you do it consistently, you'd be surprised.

1. Make Plans To Save
The first step is to come up with a plan to save. If you are salary earner, know the amount you keep aside for your savings, that is, minus your feeding, clothing and shelter. By doing this, you won't lavish all your income and it will also help you to identify what you spend less on.


2. Set A Goal You Would Like To Accomplish 
This is where the question of what you are saving up for comes in. Is it a car?  A house?  Anything at all, set a goal, have it in mind, if possible write them down and get rid of distraction. Also make sure your goals are achievable within the time frame you give yourself if at all you are in a haste.


3. Create A Budget
When creating a budget, prioritize your expenses first. Like your rent, transportation, feeding, even insurance. After these, any other expense can come in behind. Be sure to cancel the irrelevant items. This budget with basically just help with everything you will do concerning funds you save.


4. Record Your Expenses 
For you to be wise when dealing with your money, you have to be aware of how much I going out and coming in as well. You should be able to cut off unnecessary spending. By doing this, you will be able to achieve whatever it is you want with your savings.


5. Delayed Gratification 
Ask yourself, "Do i really need it? " or you just want to have it because its trending and almost everyone has it. One thing about trends is that they all go out of fashion and new ones come in.  The question now is, are you ready to buy it and then dump it when it stops trending to acquire another?.


Saving up for something needs months of sacrifice and patience. When you finally get the money, be sure to spend it according to plan, otherwise you may lavish it and then you are back to square one.

Spending time learning especially by yourself rather than during school, will help you study efficiently and be on top of your game. 
Failure is just a mindless entity that minds her business. You call for her when you don't get yourself prepared for circumstances, apparently the nightmare of it all is doing it NEXT TIME. This phrase practically defines failure or success. 

I came across some distressing statistics during some research I was doing for a school assignment and it saddens my heart that a second class is no longer a guaranteed option as it was back then, nowadays a first class holder still finds it difficult to secure a job.

Nevertheless, we should try to be the best we can and hope for a positive change. These tips will help you achieve your study goals and improve your study skills if you follow them efficiently. 

• Regular Class Attendance